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“Refinancing” is a scary word for many people, but that shouldn’t be the case for you. For many homeowners, refinancing can not only lower your monthly payments and help with your monthly budget, but it can save you thousands of dollars in the long run.


YOU’RE NOT TOO LATE.

For years now, we’ve been hearing that interest rates will be on the rise, and although there have been some small increases, you’re still in a great position to drastically lower your interest rate. The general rule is if your mortgage interest rate is more than one percent above the current market rate, you should consider refinancing.


IT’S NOT TOO TIME CONSUMING.

Don’t brush off refinancing just because it seems like a long and daunting process. An informational call with a lender to see how rates compare will only take a few minutes. There are also some programs for streamlining the application process. And besides, isn’t the amount of money you could save worth the time and effort?




ARMS CAN BE REFINANCED, TOO.

Seeing your Adjustable Rate Mortgage (ARM) increase after the introductory period can be incredibly stressful and place a squeeze on your budget. Many people assume they’re stuck, but ARMs can be refinanced, just like fixed-rate mortgages. You can even switch to a shorter term fixed-rate mortgage, such as 15 or 23 years. The longer you’re planning to stay in the home, the more sense it makes to look into refinancing.


** For any more information on any kind of mortgage financing or real estate needs, please call me;  (604)316-0294


            Sincerely Yours,  Donna Phillips

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6 Amazing Hikes in the Fraser Valley

Abby Grind

Not as steep as the famous Grouse Grind, the Abby grind is still indeed a steep hike that gains around 320 meters in 2km, and will end at a gorgeous scenic viewpoint that looks across south west Abbotsford. This 4km hike is a great workout and popular trail. This trail is rated as moderate as it does have some steep spots but it is also pet friendly as long as they’re kept on leash.


Locations: Abbotsford   Difficulty: Intermediate   Time: 1.5 hours  Round Trip: 4km  Elevation Gain: 330m



Bosumarne Falls

A hidden gem! Located near Chilliwack Lake Road, this hiking trail is easy, almost flat 3km hike for all ages. With multiple waterfalls along the way and a stunning view at the end, this hike is a winner. The trail to the upper falls is a bit rough, so wear your hiking boots! Your ankles will thank you.


Locations: Chilliwack    Difficulty: Easy    Time: 1 hour  Round Trip: 3km    Elevation Gain: 75m



Cascade Falls

Located 30 minutes from the heart of Mission, this hike will be one to remember. With it being a short hike at only .75 km, it’s the perfect trail for all ages. Once you arrive at the top you are greeted with a stunning waterfall, which plummets 30 meters into and emerald pool. To top it all off there is a suspension bridge you can walk across, if you’re brave enough, giving you that jaw dropping view.


Locations: Mission     Difficulty: Easy    Time: .5 hours     Round Trip: .75km   Elevation Gain: 40m


Mount Cheam

The best views in the Fraser Valley! The trail to the peak is not difficult so it’s great for all ages and beginner hikers. Mount Cheam peak offers a 360 degree panoramic view from Chilliwack and communities along the Fraser River, Jones Lake, surrounding peaks and Mount Baker. With a 9.5km round trip this hike would be perfect at sunrise or sunset.


Locations: Chilliwack   Difficulty: Intermediate  Time: 4.5 hours   Round Trip: 9.5km Elevation Gain: 700m

 

Othello Tunnels

History and a hike all in one. This trail offers stunning views of the Coquihalla River, and the old tunnels are a perfect way to learn a bit about the area and how the track was built. The walking loop is 5.5km and rated as easy. When you walk through the flats and the four tunnels you will see stunning views of the canyon and bridges where the Coquihalla River rages through the canyon below. Once you get to the end of the fourth tunnel you have the option to turn around and return to the parking lot or continue on the hike into Hope.


Locations: Hope     Difficulty: Easy    Time: 1 hour     Round Trip: 3.5km    Elevation Gain: Minimal


Lindeman Lake

This is a terrific day hike location! A quiet scenic hike in Chilliwack Provincial Park. A short hike at 3.4 km but well worth it. If you’re looking for a more intense hike, it does push on adding another 6km on to it for the more experienced hiker. This hike will take you deep in the forest, and over small bridges. You will be greeted with the beautiful turquoise Lindeman Lake, surrounded by dense forest and mountain peaks. The lake will look extremely inviting for a quick dip after your hike, but be warned its freezing cold year round.


Locations: Chilliwack Difficulty: Intermediate    Time: 2 hours     Round Trip: 3.4km    Elevation Gain: 300m

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Swimming Pool Safety Guide

Now that the warm weather is finally here, it’s time to make sure your backyard and pool are ready for your abundance of summer guests. The main goal to accomplish when getting your backyard and pool ready is to make sure they are safe. Every year thousands of adults and children are injured in backyard swimming pools; that could mean either slipping, falling and hurting yourself or unfortunately a child falling in the pool un noticed. There’s nothing worse than watching a child accidentally fall into the deep end of the pool. To help that nightmare disappear the following tips will help you achieve ultimate safety.


Fence

Install a self-locking fence around the pool to secure the area. Ensure all the locks and latches are up high and out of reach from curious little hands. Make sure the child can not easily climb over or squeeze through the fence or gate area. This will be your number one safety precaution for children and pets.


Alarms

Technology to the rescue! A pool alarm will notify you, whether you’re in the house or outside, if the surface of the water has been disturbed. You will instantly know if someone has fallen in.  


Swimming Lessons

Before allowing others in your pool, make sure they can swim. If they are a new swimmer or still don’t know how to swim, you can help keep them safe by making them wear a lifejacket. All new swimmers should always have an adult with them at all times. Never allow them to swim alone.


Remember the Rules

Teach everyone who uses your pool the “Pool Rules”. Whether they’re an adult or a child, everyone should be aware. Walk don’t run, no roughhousing, no drinking and swimming, and no glass around the pool are some great starter rules. Every family will adopt their own rules over time.


Be Prepared

Accidents do happen. In case someone does happen to fall in the pool; ensure that at least one adult from the home has their First Aid course up to date, including CPR. Have an area on your pool deck that is easily accessible with lifesaving equipment. Reaching pole, rescue hook, an extra lifejacket, and a lifesaving ring. All these items are good to have on hand in case of an emergency.


Baby Proof

Pools can come with a lot of maintenance work. To ensure everybody’s safety, keep those harmful pool chemicals locked up in the cupboard away from everyone. Even when your pool isn’t in use, remove any ladders or access to the pool if it is above ground.

  

Supervision

Never leave your children unsupervised, especially around water. Drowning can occur in seconds and in centimetres of water. Always keep your eyes on the pool even when you’re having conversations with others. Common sense: Never turn your back on a child while they are in the water.


Inflatables

Always watch children closely when they are playing with inflatable toys. Kids tend to rough house in the water, and those inflatables are fairly easy to tip over which can trap the child under them. Consider limiting the number of toys and inflatables in the pool during the day. Never forget to remove all of the toys from the pool at the end of your day. They can be an easy temptation for that curious toddler who will try and reach them. This precaution will help prevent curious kids from falling in.


Clean Clean Clean

Dirty pools can be a breeding ground for bacteria and germs. They can also cause infections and sickness if not taken care of properly. Remember to keep up with the maintenance schedule of the pool to avoid these nasty situations. Purchasing a good cover will also help keep any unwanted bugs or debris out of your pool.


Remember, accidents can happen in a blink of an eye. Whether you’re thinking of installing a pool or you have one already, it’s always a good idea to brush up on your pool safety for the summer!

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Smart Home Technology

Can you believe that at today’s date technology can control almost anything? From lights, to blinds to garage door openers and many more. We can control almost anything in our home with a touch of a finger and the help of our trusty Wi-Fi. What if you could have a home that all its devices could connect to the internet, send you information and take your commands? Not just your average computers, laptops and cellphones. I’m talking literally everything: clocks, door bells, appliances you name it! Smart Home Automation does exactly that!  It gives you the ability to remotely control every little aspect of your home from your fingertips or voice command.  Here are the top smart home products for you home in 2018.

 

Speakers

Google Home

This device is your hands free help from the Google Assistant. Google Home, allows you to control your smart home with just your voice. It will learn to recognize your voice and will help you get personalized help with your schedule, reminders, phone calls and much more. It is also equipped with hands free entertainment. It works with Chromecast so you are able to stream movies and music on your TV or speakers. It’s smart enough to answer your questions, diagnose your symptoms when you’re feeling ill, lower the thermostat when you leave or even locate that funny clip from SNL you like and throw it up onto your Chromecast using Google Home’s newest feature Visual responses. Google Home is the center of your smart home.

 

Outdoor Security Camera

Arlo Pro

The world’s first and only 100% wire free, weatherproof, rechargeable HD smart security camera with audio and 130 degree viewing angle! The Arlo Pro allows you to view live at any time and receive instant email or text alerts when audio or motion is detected. If motion or sound is triggered, the Arlo will save the feed in your cloud library to be viewed for 7 days. You have the ability to connect up to 15 cameras per account, making sure your entire home is covered. Arlo Pro has a built in speaker, this allows you to listen in and talk back through the speaker and mic straight from your phone. You can stop crime in its tracks! The Arlo has a 100+ decibel siren that can be controlled remotely. The Arlo Pro gives you the versatility to be 100% wire free or use it plugged in. The choice is up to you.

 

Light Bulbs

Philips LED Hue

This LED light bulb can be controlled in multiple ways and is able to be connected to other smart home products so your options are limitless. This new bulb is designed around you and your home. With 16 million different colors to choose from, you can change the color, brightness and warmth with a simple voice command or touch from your finger. You are able to control the bulb by using the Phillips app, remote light switches, motion sensor, Apple Watch or even your voice. It’s the easiest way to control brightness, set timers, create routine, change colors and so much more. By saying a simple command you are able to turn on and off the lights hassle free along with many other functions listed above. You can even save your favorite settings to reference back to on a different day. With geofencing technology, your lights can turn on when you arrive home or switch off automatically when you leave. It’s about simplifying your life, giving you peace of mind in smart ways.

 

Blinds

Lutron Remote Control Shades

Lutron’s remote controlled shades are available in two styles, honeycomb or roller. They offer a wide variety of fabric and colors to choose from. These blinds are ultra-quiet without any wires. At the simple touch of a button the shades will operate in perfect unison, and can be controlled virtually anywhere in the world using the app. They now work with Apple Home Kit. This essentially means you can ask Siri to open and close your blinds. How cool is that?!

 

Thermostat

Ecobee 4

This thermostat is completely up to date. The Ecobee4 has built in Amazon Alexa into it, which means it can perform all the skills that come with “Alexa.” You can ask it to read the news, order your groceries, find out the weather and much more. The thermostat is Wi-Fi enabled and can be controlled remotely by using phones, tablets or computers. You can create custom schedules for your family. It also learns from you and your home by learning your behaviour and eliminating any unnecessary use, which in the end saves you money as they are Energy Star Certified.  The Ecobee4 comes with room sensors to manage hot and cold spots in your home as well as room occupancy. That’s how it ensures comfort in the rooms that matter.

 

Doorbell

Nest Hello

If you’re thinking of getting a video doorbell, Nest Hello should be at the top of your list. It allows you to replace your existing wired doorbell and will deliver HD video and bright crisp images, even at night. When using Nest Hello during the night, it is sensitive enough to switch to daytime color mode when porch lights or sensor lights come on. It is designed to show you everything at your doorstep, including people head to toe and packages on the ground. Nest Hello is equipped with 24/7 streaming that you can check any time with your phone. It also allows you to look back at a three hour history. When someone rings your doorbell, the app will open to full screen video which will allow you to see and be able to talk to the person at your door. It’s equipped with 3 pre-programmed messages you can play. You are sent notifications to your phone and email when it detects a person, motion or loud noise.

 

Door Locks

August Smart Lock Pro

This door lock is the most advanced Wi-Fi smart lock system on the market. You can lock and unlock your door, control keyless access, and keep track of who comes and goes all from your phone.  The installation is discreet and does not change the exterior hardware and you are still able to use your existing keys are any time. August allows you to send keyless access to family and friends without worrying about lost or copied keys.  Your door will lock automatically when you leave and you are able to check the status when you are away from your home.  When you arrive home, Smart Lock will automatically unlock your door via Bluetooth.  Using your voice you can tell Siri, Alexa or Google Assistant to remotely lock your door.

 

Wall Plug

Wemo Mini Smart Plug

The Wemo allows you to control your electronic devices right from your phone or laptop. It uses the existing Wi-Fi in your home to provide wireless control of lamps, heaters, fans and more. It’s simple! Plug the Wemo into an electrical outlet, plug in a device into the smart plug and voila! You can now control your device using the free Wemo app. You’ll be able to control your lights and appliances from anywhere in the world. With a sleek slim design it will fit into any outlet without obstructing other sockets.  The Wemo app will let you set automatic schedules for any devices that are plugged in. Wemo is equipped with an “Away Mode” when set to this mode, the plug will turn plugged in lights on and off randomly to make it appear like you’re home. Finally, Wemo works seamlessly with Amazon Alexa and Google Assistant, this gives you hands free voice control over your devices.

 

Smoke Detector

Nest Protect

Nest Protect has been redesigned from the inside out. It has a Split‑Spectrum Sensor, tests itself automatically and lasts up to a decade. It’s also the first home alarm you can hush from your phone without any extra hardware required. Nest Protect will tell you what’s wrong, and locate the problem and will even alert your phone. Nest Protect has a friendly human sounding voice that will give you an early warning before sounding the alarm. That way you can handle the burning toast before it becomes a disaster. One of the many features it has is the Hush alarms. You are able to hush the detector with your phone, not your dish towel. If everything’s under control and there’s only a little smoke, quiet down the alarm from the Nest app. Nest test itself over 400 times a day and it’s the first alarm that uses Sound Check to quietly test its speakers and horn once a month. Nest Protect will even light your way in the dark. It will light up when you walk underneath it in the middle of the night. It is the only alarm with Steam Check. It uses custom algorithms and a humidity sensor to look for steam. You can now enjoy that hot steamy shower without worrying that your alarm will go off.

 

Garage Door Opener

MyQ Smart Garage Hub

Chamberlain’s MyQ Smart Garage Hub, allows you to control your classic garage door opener with your smartphone or tablet. It gives you the ability to check the status of your garage door from virtually anywhere and will send you an alert if your door was left open. You will gain the peace of mind knowing that your home is safe. The MyQ app allows you to control your garage door, get status notifications and set schedules.

 

Vacuum

Botvac D7 Connected

This is the master of all vacuums. With its unique D shape design, you are able to get ten times closer in corners and along walls with a brush that is 70% bigger than the average competition. It is equipped with an ultra-performance filter and an advanced spiral combo brush that will allow it to capture twice as many small particles and pick up more pet hair. One of the most interesting features is the LaserSmart mapping and navigation. The technology does a 360 degree scan and maps the room planning the most efficient course. It sees, senses and responds to furniture, toys and stairs carefully moving around items without missing a spot. The bot is continuously scanning the room while cleaning so it is aware of any changes to assure that it is still cleaning on an efficient path. If your bot runs out of power, or is low it will automatically return to the charging base, power up and then go back to finishing the job. Don’t want the bot going into the kid’s playroom or scared of it eating wires by your office desk? You are now able to set virtual No-Go Lines around places you want your robot to avoid.

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How To Keep Your Home Cool This Summer

With summer officially here and the temperatures rising many people expect their electricity bill to do the same during the summer months. With your air conditioner on high, making your home the arctic zone, you can almost guarantee that your air conditioner is responsible for almost half of your electric bill. Here are some easy ways to cut your electric bill in half this summer so you can stay cool and still have money left over.

 

Black Out Blinds

Hanging heavy drapes or black out blinds in front of your windows in the summer will not only keep the hot air and sun rays out, it also helps to keep the air conditioned cool air in. It’s a great way to stop the glaring sun from heating up every room in your home.

 

Efficient AC

If you’re really trying to crunch the numbers this summer, limit the use of your air conditioner. Now, that doesn’t necessarily mean keep turning it off and on, doing that will unfortunately cause your bill to rise even higher. Every time you turn off your AC, the temperature in your house will rise again, and when you turn the ac back on it will have to work twice as hard to cool your house down. Keep your ac set at a reasonable temperature like 71 degrees. The lower you go the more you are going to have to pay.

 

Fans

Fans are an excellent way to help keep us cool. Remember, fans cool people by creating a wind chill, they don’t rooms. Well placed fans can help keep the air circulating throughout your home and help it keep cool, not like a sweltering sauna. Ceiling Fans are a great investment in the bedrooms to help keep the air moving while you sleep.

 

Open the Windows

One of the great things about night time in the summer is that it normally cools off. To save you some money, turn off your ac and open up your windows to let the cool air in while you sleep. When you wake up in the morning shut the windows and blinds to keep the cool air in.

 

Lights and Appliances Off

On extremely hot days, avoid using the oven. Use alternatives like the stove top, BBQ, or microwave oven. Try and keep your home cool as possible by not turning on the lights if possible. Purchase LED Energy star lighting products, they are much more efficient than the traditional incandescent bulbs. 90% of the energy from traditional bulbs is given off as heat which will result in a temperature increase in your home.

 

Saving money on your electric bill can be fairly easy if you know where to start. The above are some simple, cost-effective ways to reduce your energy use during those hot summer months.

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Your balcony is your summer extension to your family room.  Have some fun dressing it up making it appealing to sit out there on those hot summer days to soak up that summer sun. Small balconies give you the opportunity to jump out of your comfort zone and choose some bright colors and patterns to boost its visual appeal. Here are few ways to brighten up your small balcony designs and turn small spaces into something wonderful and unique.

 

 

Disguise that drab ugly concrete flooring with a bright & colorful outdoor rug or some stylish inexpensive decking tiles. If you have a wooden patio floor consider painting it for that unique pop of color.

 

   

 

 Hang some string lights and place some decorative lanterns with candles on the ground or on tables to create a cozy intimate feeling at night

 

      

 

Add some lush greenery to bring life and to brighten up your balcony. You can use the over the railing planters if you’re tight on space and plant some herbs or flowers that give off a nice scent like lavender.

 

      

 

Ornate screens are a great way to add some privacy to your balcony while keeping it decorative and fun at the same time. They come in all different patterns and designs so the choice is yours!

 

   

 

Create a nice cozy nook seating area or make your own corner lounge bed with lots of pillows. This will give you your own little space to go to relax and put your feet up. Your own little getaway.

 

   

 

Adding a small bistro table and chairs will give you the opportunity to sit down and enjoy that morning coffee, or enjoy a romantic dinner with your loved one. Select lightweight folding furniture for more room. 

 

      

 

Hammocks can be a great piece of furniture to add, especially when you’re working with tight spaces as you can almost hang them anywhere.

 

      

 

 

 Whether you have a small balcony or a large one, you can easily transform it into your dream space by following some of the tips and tricks listed above

 

 

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Preparing your home for sale can be at times very overwhelming and daunting. You want to make sure you’ve showcased the home’s best assets and that your home is in tip top shape to impress any potential buyers. Yes, staging is optional when it comes to selling; but in all fairness it really shouldn’t be. Your home is a significant financial transaction, you should want to help your home, in any way you can, to get top dollar for it. The easier it is for prospective buyers to envision themselves living in your home, the more likely they are to buy it. Follow these simple steps to help achieve the best possible staging for your home.

Remove Personality

It’s time to let go, you need to mentally detach yourself from your home. Start by removing any traces of family photos and personal collections. By creating a more neutral space you are making your home more universally appealing.

Declutter

The one thing buyers want out of a potential property is it to be roomy and clutter free. Remove all those little out of place knick knacks so your home feels light and roomy. You want prospective buyers to envision their furniture and décor to fit in your home. The less clutter you have the easier it is for them to do that.

Little Touches

From fresh flowers, clean scents and fresh baked cookies. There’s nothing better than walking in the front door of a home to immediately smell something delightful. Add a fresh arrangement of flowers to the coffee table or kitchen island to give your home a fresh feel.

Neutrals

Light and Bright is your go to motto! When you’re staging your home for sale you don’t want any dark or bold in your face colors especially in those small spaces like powder rooms. You want to keep it neutral to attract a vast variety of people. Keep the ceilings white to make your walls look elongated.

Lighting

When it comes to lighting in the home most people often forget about it when it comes to staging. Add some ambient lighting in those dark hallways and basements. Some new pendant lights or table lamps with do the trick and help brighten up those dark corners, making the room feel as light as possible.

Floors

Give your carpets the best maintenance possible and have them professionally cleaned before you move. This will hopefully remove any stains or marks that may defer prospective buyers. Carpet cleaning is an inexpensive quick fix to disguise the look of older flooring.

Make it Sparkle

It’s time to clean clean clean! Imagine that your mother or mother-in-law is coming to visit. Mop, dust, vacuum, and wash your walls, windows and baseboards. Do a deep clean of your home making certain that everything is sparkling clean.

Gender Neutral Bedroom

When staging your home for sale you want the master bedroom to be a retreat for prospective buyers that attracts to both male and female. White crisp clean linens, an uncluttered nightstand and matching lamps will give you that all around clean look.

Pet City

Even though your furry friends are a big part of your family, ensure that you have a pet sitter for days you have showings. Many people have allergies and/or fear of animals so do yourself and your pet a favor and relocate them during that time.

 

Home staging can be easy and inexpensive, especially if you focus on the small details. Once you’ve got your home in order, stand back and let your house shine and it is sure to impress potential homebuyers. 

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You only get one shot at a good first impression so let’s make it count! With spring finally here and the warm weather upon us (hopefully soon)  it’s time to start thinking of the outside of our homes. When it comes to improving your home’s curb appeal, there are many small inexpensive changes that can make a strong impact on the first impression. Below are some affordable and helpful tips that will help you accomplish your curb appeal dreams.

 

Dress up the driveway

Driveways and walkways are often the one thing that gets forgotten about the most when it comes to landscaping. To jazz up your driveway and curb appeal start with removing any weeds or moss that may be growing from the cracks and joins. If you happen to come across some large cracks try and fill them the best you can. For more of an aesthetic feel; line the driveway with some small shrubs or greenery to give it more of a vibrant look and feel.

   

 

Refresh the planter beds

Shape up your garden beds by giving them a good pruning and weeding. This will help remove any plants that didn’t quite make it or are starting to die off. Consider adding some brightly colored new plants to give your planter bed that exciting pop of color. When adding new elements to your garden, choose plants that won’t obstruct the home, you want something simple yet elegant that will frame your house. You can also add some fresh top soil or mulch to freshen it up. If you have a stone or brick border around your garden, replace any pieces that may be cracked or damaged. If you don’t have a border around your flower bed ensure that you give the grass a good edging to give it a sharp clean look. Prime spots for planter beds are in the front corners of your yard, along the driveway or walkway – think small shrubs, and right in front of your home.

    

 

The grand entry

Your front door is the focal point to your home, you want it to be appealing yet welcoming. Make a statement with giving your front door a pop of color by painting it. There are so many different color options to choose from. This will freshen up the look of your home and give potential buyers something to remember.

     

Inviting porch

Make your front porch welcoming to your guests. Add a few chairs with a few brightly colored accent pillows and a throw with a small bistro table to draw some excitement to your front porch. You can even go as far as having a few small potted succulents for some greenery or perhaps a pot of your favorite flowers. Adding some well-placed classic accessories can also give your front porch that added boost of curb appeal. Consider adding a seasonal wreath to your front door or even some large lantern candle holders to draw your eye in. Remember to keep the size of your front porch in mind while decorating. You don’t want to go overboard and clutter it up with too many elements. Simple and bright personality is key.

  

 

Replace old dated hardware

House numbers, door handles and overhead light fixture are quick and easy elements to update to add some personalized style and interest to your homes curb appeal.  There are lots of simple DIY projects that you can find for creating an eye appealing look for your house. Try mounting the numbers on planks of wood to give it that modern look; or keep it more traditional by placing the numbers on a small plaque to make them stand out. New drop down lighting will also give your home that wow appeal.

    


Paint the planters

An easy solution to give you that pop color by your front door is painting those boring planter pots. Jump a little outside your comfort zone and try a bold color like blue or purple. Once you start adding your flowers into the pots it will brighten everything up giving it a new exciting look.

        

 

Light the Way

Solar powered lighting can make a huge impact on the curb appeal of your home while adding security. Lighting up your driveway or walk way to your home can give it that nice ambiance you may be looking for while still being functional.  Solar lighting is extremely cost effective as it won’t rack up your hydro bill and the install is very user friendly – no cords!

      

 

Designing the right curb appeal may take some time, but think of it this way. Spend a couple weekends out in the beautiful warm weather and make your home look fantastic while you bask in the sunshine.  Having the right curb appeal for your home will give your potential buyers something to remember when viewing your home.

 
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With the warm weather upon us, many of us are beginning to plan our summer vacation activities and adventures, for a lot of us that means travelling. Before you even print those plane or cruise tickets, take a moment to think of the steps you can take to secure your home before you leave on vacation. Peace of mind on the road, or while you’re in another country is worth a lot.  Avoid having to file an expensive insurance claim when you return by following these simple tips & tricks.

 

Mail for Days - Place a hold on mail and newspaper. There’s nothing worse than leaving on a two week vacation to have 14 newspapers piled at your front door or in your mailbox. This is like a welcome mat for burglars ask a neighbour to pick up your mail and newspapers every day or visit your local post office to place a hold on your mail.
 
Move It - Leave a car in your driveway. This is an easy step to help deter home break ins. Having a presence at your home is key. Whether this means, having a friend or family member drive you to the airport or having your neighbour park in your driveway occasionally. The occasional shift in position makes your home look occupied.
 
 
Keep it Clean - If you’re travelling for more than a week hire a lawn care or snow removal company to clean up the yard while you’re away. Manicured outdoor spaces give the appearance of the house being occupied.
 
Shine Bright – Since most robberies happen at night, install timers on various lights throughout your home to turn on at all different times so it looks like someone is home. Also consider installing motion activated lighting outdoors to keep your home secure.
 
 
Keep it Safe – Always keep your valuables such as extra cash, or expensive jewelry in a code locking safe. If your home unfortunately gets broken into, you don’t want them getting their hands on your expensive jewellery.
 
Garage Hack - tech savvy burglars can easily crack the code to trigger your garage door to open. Make sure you disable your electric garage door opener before you leave.
 
 
Let it Slide – Sliding doors are often the easiest and weakest link to your home security. Insure that they are locked correctly and for added security place a cut to fit stick or rod in the tracks.
 
Sound the Alarm - If it fits into your budget, consider installing a home security system before you leave. Many companies offer monitoring for a low monthly cost. Burglaries are much less likely to happen if there is an alarm system in place.
 
Shut it off – Turn off your internal water valve. The last thing you want when returning from a peaceful vacation is a flooded home from an old pipe bursting or your washing machine hose failing.
 
Remove the spare keys – Remember those spare keys you left under the planter? It’s time to bring them in so no one uses them while you’re away!
Taking these necessary steps to protect your home can really help put your mind at easy while you’re away. Bon Voyage!

 

 

 

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One of the toughest decisions you may come across when you finally find your dream home and you’re ready to put your offer in. Do I need a home inspection? I’ll make it really easy for you – YES. Going in for a subject free offer may be very appealing to the owners and may give you the upper hand in a multiple offer situation but it’s also a large gamble. To put it very simply, a house is the single largest investment most individuals will ever make throughout their lifetime, and when you make this purchase you want to know exactly what you’re getting with no hidden surprises.  Forgoing the home inspection may win you the home, but it could also win you years of headaches and nothing but expensive hidden problems throughout. Let me ask you this, how well do you trust the owners? Do you trust them to disclose every single detail that’s wrong with their home? Probably not, and other than that they may not know the extent of the problems that may be laying underneath their very eyes. Having a certified Home Inspector come in to evaluate your potential home is the best way to discover the truth and have an unbiased honest, informed opinion.

 

 

Why is it important to get the inspection done?

Getting a home inspection on your potential home gives you the ultimate piece of mind that you need. You won’t need to worry about the structure of your home, roof or foundation crumbling because any issues would’ve been brought to your attention during your home inspection report. It also will give you a road map to a maintenance schedule and give you the opportunity to budget for any repairs that you will need to make in the near future.  Keeping you aware of what’s going on with your home.

 

I’m buying a new home do I still need one?

Yes – the answer will always be yes. Most of us would assume, I’m buying a brand new home, why on earth do I need a home inspection when I already know there’s no problems with the roof or foundation since it’s brand new. Well, there’s more to it. Having a home inspection done before the sale is final is the last stop. The home inspector will make sure everything is working properly and no repairs are needed before you move in. Ultimately having a home inspection done on a new home will give you the negotiating power before you sign on the dotted line to have any repairs done, before you hand over the money.

 

How to choose your home inspector?

Choosing a home inspector can be overwhelming. With the internet conveniently at our fingertips it’s easy to access a large directory of home inspectors in your area. A helpful hint in choosing the right home inspector for your new home is to research research research! Look to see how long they’ve been in business for and if they have a few years under their belt. Secondly, assure that you will be receiving a report onsite once they complete their inspection. Having the report handed to you right then and there gives you the opportunity to address any questions or concerns you may have.  Open availability is also important. Buying a home can move quite quickly; you want to make sure that the home inspector will fit the schedule that will best work for you. Lastly, word of mouth and references. There’s no better way than finding out the good, the bad and the ugly than reading reviews. Check out their Facebook page or website and see what others have to say! Just remember the key to choosing the right home inspector is do your research!

 

What to expect?

Depending on what home you’re looking at having inspected, whether it’s a condo, townhome or detached house it can take anywhere from 1.5 to 4 hours. Your home inspector will complete a detailed walk through of your potential home outside & inside. It’s a complete top to bottom review of the physical structure of the home as well as its electrical and mechanical systems.  The inspector will make sure all the major appliances are functioning correctly. They will also assess the heating and air-conditioning systems to assure everything is working properly. They will examine the plumbing to validate that there is no leaks or water damage to the home. If there is a basement, crawl space or attic your home inspector will either crawl up into the attic or down into the basement/crawlspace to ensure that there are no problems. While your inspector is doing the walk through of the inside/outside of your potential home they will be taking notes and pictures for the report. Most importantly your inspector will provide you with an unbiased professional opinion of the homes condition with your report at the end of the inspection.

Having an expert in your corner when it comes to taking a look at your potential home is worth every penny when you’re buying; whether it be your first of your fifth investment in real estate. This blog post has been made possible by the contributions by the gracious Daniel Fedosenko of Mr Home Inspector Ltd. We are grateful for the opportunity of interviewing you for this blog post.

 

 

 

 

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WELCOME SPRING!

 

Despite the chill that’s still lingering in the air, spring is finally here! Many of us associate the word spring with budding flowers and sunshine, but it also means that it’s time to break out those cleaning gloves and tackle the task of Spring Cleaning.

Spring cleaning is no small task, it can often turn into a huge project. To make your spring cleaning tasks a little more manageable, here are a few tips that can help you tackle your home.

 

1. Plan of Attack

Lists can often help people stay organized especially tackling a project like Spring Cleaning. Before you get started, walk through each room and write down what you want to accomplish. Writing a list out also helps to make sure you have all the cleaning materials you need before you start.

 

2. Turn up the Tunes

Put together a cleaning playlist to make the task more fun! Listening to music while cleaning may help make things go by faster, keep you motivated and of course it’s an extra work out!

 

3. Clean One Room at a Time

It’s easy to get overwhelmed and side tracked when you want to accomplish cleaning your entire house! Baby steps… stick with cleaning one room at a time, or pick two or three rooms to accomplish on the weekend. This way your whole house isn’t thrown upside down all at once. Much easier to manage.

 

4. Purge!

As you go through each room, make sure to declutter. Recycle old magazines, put items you no longer use, need or wear, like that tshirt you bought a year ago but never wear into a three bin system; keep sell or donate. Decide if it’s worth it to sell, or simply put it in a box to donate. Using a three bin system works well to keep you organized and on task

 

5. Set a Timer

It’s hard to stay on track when cleaning. You may find items you’ve forgotten about, lost, or old photographs, and before you know it you’ve spent the entire day cleaning just one closet because your too busy reminiscing the past. Set a timer so you don’t fall into this trap. Much like a list, it can help you stay on track.

 

6. Recruit Some Help

Don’t do all the cleaning yourself. What’s better than a cleaning party?! Recruit your kids, significant other or friends to help you out. When you can divvy up the work, it will hopefully take less time than if you do it all by yourself and its good company!

 

7. Top to Bottom

Start cleaning from the top of the room and work your way down. Knock down all those dusty cobwebs from the corner, dust the light fixtures, clean the windows, dust the furniture, and finally finish with the floors.

 

8. Think Green

Many chemical-based cleaners emit hazardous fumes. No matter what cleaners you use, remember to always read the labels. Instead of using numerous rolls of paper towel for cleaning, check out a microfiber cloth. They can be used on multiple surfaces and pick up dust like no other!

 

9. Fresh Air

Even when it’s cold and cloudy outside, it’s a great idea to open up all the windows in the room you’re working in. It lets the fresh air circulate and immediately freshens up the house. If you’re sensitive to all the dust you’re stirring up while cleaning the fresh air will also help.

 

10. Reward Yourself for a Job Well Done

Having something to look forward to at the end of a long day of cleaning sure makes things go faster. Plus, you worked hard and deserve it. Treat yourself to that bottle of wine you’ve been eyeing or take the opportunity to order in dinner; because let’s face it, who likes to make dinner and make a mess in your newly clean kitchen after a full day of spring cleaning.

 

 

Alright, so these tips won’t make all the dirt magically disappear, but the tips above may help you make the task a little bit easier. Remember to take your time and have fun!  You don’t have to do everything in one day, that’s why it’s called “Spring Cleaning” For a full Spring Cleaning checklist check out my website for an easy print version!

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